John Nhauranwa, Marketing Executive, Cartrack Zimbabwe The transport industry has always moved on two things: wheels and risk. Every kilometre travelled carries opportunity, but also exposure — accidents, theft, fuel losses, reckless driving, delayed deliveries, and costly insurance claims. For decades, insurers relied heavily on historical data, paper reports, and broad assumptions when calculating premiums….
Applications are now open for the Global Goals 2030: Africa Scholarship, a continent-wide initiative designed to support employers that are investing in leadership development, workforce transformation, sustainability, and future skills. Delivered through a partnership between the Graduate Institute of Financial Sciences (GIFS) and The Umlambo Foundation (UF), as the project delivery partners, the Scholarship aims…
Nelson Phiri, Lecturer, Graduate Institute of Financial Sciences (GIFS), MCom, BCom (Hons), BCom In 2015, the walls of universities across South Africa became canvases of resistance. During the #FeesMustFall movement, students covered campuses with murals, protest poetry, graffiti, and posters demanding decolonized education and economic justice. Public performances and struggle songs united thousands of young…
Ainomugisha Samuel, Business Development Manager, AAR General Insurance (U) Ltd. The African insurance industry is entering a transformative era driven by technology, changing customer expectations, regulatory evolution, and the growing demand for inclusive financial protection. Traditionally perceived as conservative and slow-moving, the sector is now being challenged to innovate faster, improve accessibility, and create products…
Dr. Kershen Pillay, CEO of Graduate Institute of Financial Sciences (GIFS) For insurers and risk managers, the greatest systemic risk facing Africa is not climate change or market volatility; it is the erosion of our human capital. When education systems falter, when governance collapses, and when millions of young people are excluded from the labour…
Richard Hoal, Partner: Construction, Engineering and Insurance Law, Cox Yeats Residents across South Africa face chronic infrastructure failures. Flooding, exposed sewer lines, collapsing riverbanks and stormwater mismanagement are increasingly common. When residents approach their local municipality for help and are met with nothing more than buck-passing between government departments, what can they do? Can they…
Jana Zaaiman, Head of Insurance, Masthead, South Africa Across the insurance industry, significant progress has been made in strengthening governance structures, regulatory compliance and risk management frameworks. Yet despite increasingly sophisticated policies and controls, insurers continue to face conduct failures, operational breakdowns and transformation challenges. In many cases, the issue is not the absence of…
Adedamola Oloko, CoFounder, InsurTech Business Series, Nigeria Over the past decade, insurers and ecosystem players across the continent have made visible commitments to innovation. FSD Africa’s BimaLab has supported early-stage InsurTech ventures. ZEP-RE has launched accelerator programs to stimulate regional collaboration. AXA Mansard’s Innovation Exchange has opened pathways for startup–corporate experimentation. Leading insurers have established…
JP Fabri, Founder, MyUbuntu In Zimbabwe, agriculture is not simply an economic sector. It is a way of life. Across the country, smallholder farmers rise with the sun, guided by seasons that have grown increasingly unpredictable. Climate change has rewritten the rules of farming, yet for decades, the systems designed to protect farmers have remained…
Mercy Mwigii, Inclusive Insurance Trainer, Jetsure Agritech, Kenya In Africa as 2026 begins, smallholder farmers, women, and youth continue to face unpredictable risks, from droughts, livestock disease and other climate shocks. These threats not only disrupt livelihoods but also challenge extensive economic stability. For insurers, insure-tech startups, NGOs, and policymakers, the question is urgent: how…